Q: What is factoring?
A: Factoring is the purchase of accounts receivable in order to provide cash now to businesses instead of waiting 30, 60 or 90 days or more to receive payments.

Q: How do I know if I need to factor my invoices?
A: If you are a new business and if you can’t get traditional financing, and if you are struggling because of cash flow problems then factoring may be the answer you are looking for.

Q: How do I qualify?
A: Funding decisions are based on the credit of your customers, not yours, so you need not worry about your credit score. If you have a valid invoice, and the goods or services have already been delivered (to your customer’s satisfaction), and we are able verify the information, we can give you a quick decision based on the information you provide us with.

Q: How fast can I get my money?
A: After you are an approved client then you can receive your money in as little as 24 to 48 hours.

Q: What is a mortgage note?
A: A note is a written document that states a promise to pay, the terms which include the amount, interest rate, and the length of time in which to fulfill the promise.

Q: What if I don't want to wait months or years to collect my money?
A: That's where we come in! We help you procure the money you need now instead of waiting to collect over time. Additionally, you will not have to worry about late or missing payments any longer.

Q: How much is this going to cost me?
A: There is no cost for you to receive a quote.

Q: Who invests in notes?
A: There are quite a few investors across the US who are actively looking for notes to purchase.

Q: How long does it take to get my money?
A: On a real estate note deal it typically takes about 7-10 days after receiving all of the necessary documents.

Q: Can I create a note on property that I already own and then have you purchase it?
A: No. This is considered a refinance. We are not lenders and therefore do not originate loans. We only purchase owner financed notes, where there is a seller of a property and a buyer.

Q: Is selling an income stream legal?
A: Absolutely. Corporations and individuals have been buying and selling notes for decades.

Q: How much do you pay for real estate notes?
A: With each note there are so many variables. We gather information about your note, submit that information to our funding sources and they will determine what price they will be willing to pay according to the risk they will be taking.

Q: What determines the price the funding sources will pay for the notes?
A: The funding sources will take into account the down payment amount at the time of the sale, the interest rate, term of the note, how many payments have been made as well as if the payments have been paid on time and also the credit scores of the buyers. The funding sources will look at the big picture.